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If your income stopped tomorrow, how would you cope financially, how would you pay your bills?
Accident, Sickness & Redundancy (ASU) cover is designed to support you financially if you’re unable to work for a period of time due to ill health, injury, or job loss. It pays out a monthly income, usually for up to 12 or 24 months, helping you stay on top of your mortgage, rent, bills, and day-to-day expenses.
It’s short-term cover that can make a big difference, especially if you don’t have much in savings or your employer doesn’t offer extended sick pay. Whether you’re employed, self-employed, or worried about redundancy, ASU gives you space to recover or find your next role without immediate financial pressure.
We’ll help you understand what’s covered, how much you could receive, and whether this type of protection is the right fit for your situation. No pressure, no jargon, just honest advice that puts you first.
5 things you should know...
When it comes to protecting your income, many people aren’t sure where to start or assume it’s something they don’t need. To help clear things up, here are five simple things to know about accident, sickness and redundancy cover, and why it might be more useful (and more affordable) than you think.
Get a quoteASU cover gives you regular payments if you’re off work due to illness, injury, or redundancy, helping you keep up with essential bills while your income is paused.
This cover is usually designed to pay out for 12 to 24 months, giving you breathing space to recover or get back into work without immediate financial pressure.
You choose the level of monthly benefit and how long you’d like the cover to last, based on your lifestyle, expenses, and what you want to protect.
If you don’t have a financial cushion or your employer doesn’t offer sick pay or redundancy support, ASU can be a vital safety net.
Some policies only cover accident and sickness, while others include redundancy too. We’ll help you understand what’s covered and find a policy that works for you.
Being unwell is hard enough, losing your income on top of that is worse, and avoidable
Let’s take a moment to think about something we all hope never happens: what if you lost your job or couldn’t work due to an accident or illness? How would that affect your income — and your ability to stay on top of the bills?
Accident, Sickness and Redundancy Cover is designed to provide short-term financial support when life takes an unexpected turn. It pays out a monthly benefit to help cover your mortgage, rent, or essential living costs if you're unable to work due to illness, injury, or involuntary redundancy.
Even if you feel secure now, a sudden change in your circumstances could put real pressure on your finances. ASR cover gives you time to recover, find new work, or simply breathe — without the added stress of falling behind.
We’re here to help you understand how it works, what you’d be covered for, and whether ASR cover makes sense for your situation. Friendly, honest advice — no jargon, no pushy sales chat.
If you’d like to know more, we’re always happy to talk things through.
If looking after your loved ones is important to you
Let’s talk about how we can help you protect your income and make sure your family’s standard of living is secure, no matter what life throws your way.
