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Your family relies on you, not just emotionally, but financially too.
Family Income Benefit is designed to provide ongoing financial support to your loved ones if you pass away during the policy term. Instead of a one-off lump sum, it pays a regular monthly income, helping your family cover everyday living costs, household bills, and future plans like school fees or childcare.
If the unexpected happens, this steady income will help your family maintain their lifestyle and avoid financial stress during an already emotional time.
Whether you’re setting up cover for the first time or reviewing an existing policy, we’ll ensure it suits your family’s needs and budget, no pressure, no jargon, just clear, caring advice to help you make a confident choice.
Many people choose to combine Family Income Benefit with life assurance or critical illness cover for more complete protection and peace of mind.
5 things you should know...
Understanding life assurance can feel a bit daunting, but it doesn’t have to be. To help you get started, here are five simple things to know, from what it covers to how it can support the people you care about most.
Get a quoteUnlike traditional life insurance, Family Income Benefit provides a monthly income to your loved ones, helping them manage day-to-day expenses if you're no longer around.
If you're the main earner, this cover can act as a financial lifeline, keeping your household running and helping your family maintain their standard of living.
You can tailor the policy to cover the years your children are growing up, until your mortgage ends, or until your partner retires — whatever fits your family’s needs.
Because the benefit reduces over time, Family Income Benefit is usually cheaper than traditional life cover, while still offering meaningful protection.
We’ll help you determine how much income your family would need, how long to cover them for, and whether to combine it with other types of protection.
It's your family, take advice today
Family Income Benefit is designed to provide ongoing financial support to your loved ones if you pass away during the policy term. Instead of a one-off lump sum, it pays out a regular monthly income, helping your family cover everyday living costs, household bills, and future plans like school fees or childcare.
If the unexpected happens, this steady income will help your family maintain their lifestyle and avoid financial stress during an already emotional time.
Whether you’re setting up cover for the first time or reviewing an existing policy, we’ll make sure it suits your family’s needs and your budget. No pressure, no jargon — just clear, caring advice to help you make a confident choice.
Many people choose to combine Family Income Benefit with life assurance or critical illness cover for more complete protection and peace of mind.
If looking after your loved ones is important to you
Let’s talk about how we can help you protect your income and make sure your family’s standard of living is secure, no matter what life throws your way.
